What is your total monthly income after tax? (we will need to see your payslip and bank statement to confirm this income)
What is your total monthly expenses(Mortgages/rent, utlity bills and other expenses
I will like to borrow - Loan amount
How long(in months) do you need the loan for- terms?
Do you have someone who is ready to guarantee the loan? (The guarantor will also be legally responsible for the loan )
Do you have a collateral that is at least 120% of the loan amount? (The collateral must be in your name)
Do you have a job that pays you regular monthly income? (Evidence of payslip must be provided)